Private Client Service

Our Main Service to You

Free initial meeting to assess your circumstances, attitude towards risk and financial planning needs, in order to make suitable recommendations
Recommendations made, following extensive use of a wide range of independent research tools
Implementation of our recommendations, once agreed with you
Comprehensive Financial Planning Report detailing the reasons for our recommendations, tax considerations, risks and other planning areas to be addressed
Access to our Cash flow Forecasting tool to help you understand, discuss and ultimately reach your financial goals.

2 face-to-face meetings a year with your adviser, including
A complete review of your financial strategy
A financial health check and Cash flow review
A review of your ongoing attitude towards investment risk
Unlimited telephone and email access to your Adviser between review dates
Additional face-to-face access to your Adviser between review dates, should circumstances require it.

Phone calls and emails returned within 24 hours
Providing external information to your accountant and any other professional advisers
Supplying end of year taxation information as required
Recommending suitable professionals as other needs arise – ensuring that everyone on your financial team provides advice in a co-ordinated and professional way
Removing the hassle by taking the complexity out of administering your financial life and helping you win the 'paper war'
Making ourselves available to consider new ideas from whatever source they may originate

Specialist advice on your retirement options
Making sure you are aware of the impact of legislative and regulatory changes and the impact on your retirement plan
Specialist advice for owning business premises
Annual pension review – look back over the last 12 months
Options to address flexibility to reflect lifestyle changes
Access to our Cash flow Forecast tool, to help you plan for retirement

Working with your Accountancy Professionals to help you complete your tax return or put you in touch with Accountancy Professionals
Options to address flexibility to reflect lifestyle changes
Probate, Wills & Estate Planning Service - Provide investment valuations on death for Probate purposes, and assist you with completion of any forms
Liaise with investment / plan providers in event of death
Inheritance Tax Mitigation strategies PROTECTION
Identifying potential insurable risks to protect your assets, debts, liabilities and financial dependants.
Reviewing any existing plans to ensure they are still suitable for your needs.

Identifying short, medium and long term goals and providing a strategy to help meet these.
Guidance on how to save in most tax efficient manner.

Initial Adviser Charge: up-to 3% of investment (for example - £100,000 investment = £3,000 initial fee)
Annual Adviser Charge: 0.85% of investment portfolio value (for example - a £100,000 portfolio would cost £850 per annum).