Premier Client Service

Our Main Service to You

  • Free initial meeting to assess your circumstances, attitude towards risk and financial planning needs, in order to make suitable recommendations
  • Recommendations made, following extensive use of a wide range of independent research tools
  • Implementation of our recommendations, once agreed with you
  • Comprehensive Financial Planning Report detailing the reasons for our recommendations, tax considerations, risks and other planning areas to be addressed



Annually

  • An annual review with your adviser, including:
  • A complete review of your financial strategy
  • A financial health check
  • Telephone and email access to your Adviser between review dates



Day-to-Day

  • Phone calls and emails returned within 48 hours
  • Supplying end of year taxation information as required
  • Recommending suitable professionals as other needs arise – ensuring that everyone on your financial team provides advice in a co-ordinated and professional way
  • Removing the hassle by taking the complexity out of administering your financial life and helping you win the ‘paper war’
  • Making ourselves available to consider new ideas from whatever source they may originate INVESTMENT



Investment

Portfolio Construction

  • Using a scientific, risk profiling methodology
  • Design of a suitable asset allocation structure
  • Portfolio design and construction using a range of independent research tools
  • Quarterly pro-active reviews of our model portfolios

Portfolio Management

  • Online access to portfolio valuations
  • Portfolio monitoring and reviews
  • Realigning of asset allocation to agreed benchmark
  • Written portfolio valuations available on request.



Retirement and Taxation

Retirement

  • Helping you make the appropriate financial decisions to prepare for your retirement
  • Annual pension review – look back over the last 12 months
  • Options to address flexibility to reflect lifestyle changes

Taxation

  • Working with your Accountancy Professionals to help you complete your tax return or put you in touch with Accountancy Professionals
  • Options to address flexibility to reflect lifestyle changes
  • Inheritance Tax Mitigation strategies PROTECTION
  • Identifying potential insurable risks to protect your assets, debts, liabilities and financial dependants.
  • Reviewing any existing plans to ensure they are still suitable for your needs.



Wealth Accumulation

  • Identifying short, medium and long term goals and providing a strategy to help meet these.
  • Guidance on how to save in most tax efficient manner.



Our Fees

  • Initial Adviser Charge: 3% of investment (for example - £50,000 investment = £1,500 initial fee)
  • Annual Adviser Charge: 1% of investment portfolio value (for example – a £50,000 portfolio would cost £500 per annum)